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“If you don’t find a way to make money while you sleep, you will work until you die,” said Warren Buffett. He’s got a point. You won’t get seriously rich charging by the hour. You have to find another route. “Your money should work hard while you relax,” fellow Forbes contributor, Lien De Pau, founder of The Big Exit, explained in an article earlier this month. She helps founders sell their business for the most value, which involves making it run without them. “Most people get caught up running themselves ragged instead of letting their money do the heavy lifting,” she added. But it doesn’t need to be that way.

Passive income is the ultimate leverage. These prompts will help you create the systems for hands-off wealth creation. Copy, paste and edit the square brackets in ChatGPT, and keep the same chat window open so the context carries through.

According to Jodie Cook, a Senior Contributor at Forbes, “Your thoughts about money shape your success more than any strategy. If you believe wealth is possible, you’re already ahead of those who don’t. Believe you’re not worthy of money, and you’ll turn out to be right. Transform your limiting beliefs into empowering ones and watch everything change. Get your thoughts aligned with your goals, then watch the magic happen.

Stop relying on one source of income and set up revenue that flows from multiple directions. Your active income is just the start. Get intentional about creating passive streams that work while you sleep. Build an ecosystem of revenue that requires no manual input.

Transform your business from a job into a wealth-building machine. Stop trading time for money and create systems that generate revenue without your constant input. Build processes that run themselves and watch your business thrive without you at the helm. Become surplus to requirements in the day-to-day operations, and let your people (and AI) do their thing.

Small actions compound into huge results. Rather than making dramatic changes that don’t stick, create tiny habits that increase your wealth over time. Get the systems right and wealth creation happens automatically, leaving you free to focus on what matters most.

These prompts can help you change your financial future from slow progress to rapid success. Find your unique wealth multipliers to use your personal goldmines. Master money alchemy to improve every part of your finances. Become a modern Midas, turning everyday chances into extraordinary wealth. Understand the wealth system to use the hidden rules of our economy. Become a wealth forecaster, predicting and profiting from future financial trends. Turn potential into real wealth and watch your net worth soar.



Building wealth is more than simply making money; it’s about creating a sustainable financial future that brings security, freedom, and the ability to make an impact. One of the best ways to start thinking strategically about your wealth journey is by asking the right questions and generating ideas to help you move forward. ChatGPT can be a valuable tool for brainstorming wealth-building prompts that encourage ideas, uncover new opportunities, and inspire action. Let’s walk through a series of wealth-building prompts that you can ask ChatGPT to generate to help you with your financial growth. Whether you’re looking to start a business, optimize your investments, or build generational wealth, these prompts can help you approach each step strategically.

1. Transform Limiting Beliefs About Money

Your mindset plays a crucial role in financial success. Negative beliefs about money can hinder your wealth-building efforts. Use ChatGPT to identify and reshape these beliefs.

Prompt: “You are a mindset coach specializing in wealth psychology. Guide me through uncovering my current beliefs about money by asking targeted questions about my financial history, one at a time. For each belief we uncover, help me identify its origin and create a more empowering alternative. After we’ve explored several beliefs, create a 30-day plan to reinforce my new wealth-focused mindset, including daily affirmations and actions I can take.”

2. Identify Passive Income Opportunities

Diversifying income streams is essential for financial stability. ChatGPT can assist in pinpointing passive income opportunities that align with your skills and resources.

Prompt: “Help me identify potential passive income streams based on my current skills and resources. First, ask me about my expertise, assets, and available time. Then suggest five viable passive income opportunities, ranked by potential ROI and effort required. For each opportunity, outline specific steps to get started and potential pitfalls to avoid. Create a 90-day implementation timeline that lets me build these streams while maintaining my current work.”

3. Automate Business Operations

For business owners, automating operations can lead to significant time savings and increased profits. ChatGPT can help design a plan to delegate tasks and implement automation tools.

Prompt: “Help me identify areas of my business that could run without my direct involvement. Ask me questions about my current operations, team structure, and daily tasks. Then create a detailed plan to automate or delegate each area, including specific tools to implement, roles to hire for, and processes to document.”

4. Develop Wealth-Building Habits

Small, consistent actions can lead to substantial financial gains over time. ChatGPT can guide you in establishing habits that promote wealth accumulation.

Prompt: “As a wealth-building coach, help me develop daily habits that contribute to long-term financial success. Ask me about my current routines, financial goals, and challenges. Then, suggest five daily habits to adopt, explaining how each will impact my wealth-building journey. Provide a 30-day plan to integrate these habits into my life, including tips for maintaining consistency.”

5. Explore Investment Strategies

Investing is a key component of passive wealth building. ChatGPT can offer tailored investment strategies based on your financial goals and risk tolerance.

Prompt: “Based on my financial goals and risk tolerance, suggest suitable investment strategies. Ask me about my short-term and long-term financial objectives, current investments, and comfort with risk. Then, recommend five investment options, detailing the potential returns, risks, and steps to get started with each.”

By engaging with these ChatGPT prompts, you can uncover personalized strategies to build wealth with minimal ongoing effort. Remember, while the idea is to establish systems that require little daily involvement, initial effort and consistent monitoring are essential to ensure sustained success. Embrace the power of AI to streamline your wealth-building journey and enjoy the benefits of passive income.

Akpan Unwana

By Akpan Unwana

Akpan Unwana is a senior reporter at 99Scholar News with a special interest in digital innovations.

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